FINEXUS Prepaid Card

FINEXUS Prepaid Card gives you cashless payment convenience with worldwide recognition. Coupled with widely recognised Visa Inc. and Mastercard International, this card offers you the convenience whilst shopping online with ultimate security. All you need to do now is to purchase a FINEXUS Prepaid Card.

Eligibility

  • Applicants must be at minimum 18 years of age.
  • Full payment of Joining Fee is applicable.
  • Applicants must have a valid email address.
  • Applicants must provide a valid residential and mailing address in Malaysia (P. O. Box No. is not accepted with the exception of Sabah); and
  • Applicants must submit a valid copy of a government issued identification document (NRIC, Passport, etc.).

For non-Malaysians:

  • Applicants must provide their valid residential address in their home country detailed only in alpha-numeric characters; and
  • A copy of valid/recent Visa entry documents or proof of entry by the Malaysian Authorities.

Key Benefits

Key Features

  • Visa payWave and Mastercard paypass Functionalities – No swiping; No waiting. Just tap and go; makes checkout faster and easier.

 

Visa payWave and Mastercard paypass (Contactless Payment)

This feature is a payment feature that allows you to use your FINEXUS Prepaid Card at the point of sale (POS). Just wave your card in front of the secure reader at checkout, instead of swiping it or handing it to a cashier. Visa and Mastercard prepaid cards provide you with the prestige, convenience and security of contactless payment card over cash.

Product Disclosure Sheet

Please read this Product Disclosure Sheet before taking up the Prepaid Card. Be sure to also read and understand the general terms and conditions stipulated.

1. What is Finexus Prepaid Card?

Finexus Prepaid Card is able to issue VISA and Mastercard. These cards act as cashless payment instruments that allow you to purchase goods and services at all participating retail and service outlets. This Prepaid Card also allows cash withdrawal at any of the Automated Teller Machines (ATMs) that display the VISA, PLUS and Mastercard logo. Funds must be loaded into your Card Account prior to usage. You can only use the amount available into the Card, so please remember to top up your Card Account.

2. What are the fees and charges I have to pay?

 Description  Fees and Charges
Joining Fee RM28.00
Maintenance Fee RM2.50 per month
Cash Withdrawal Fee
(via VISA or Mastercard  ATMs)
 Local  Overseas
 RM1.00 per transaction  RM10.00 per transaction
Cash Withdrawal Fee via Finexus ATMs RM2.00 per transaction
Overseas Transaction Fees  The foreign exchange conversion rate determined by VISA or Mastercard respectively + 1% on the transaction amount
Funds Refund Fee  Local Bank Accounts  Free
 Foreign Bank Accounts  Fees determined by BNM approved remittance service provider in Malaysia
Balance Enquiry Fee  RM1.00 if enquiry is made at a foreign ATM. Other Channels are free of charge.
Sales Draft Retrieval Fee  RM15.00 per copy
Statement Request  RM5.00 per monthly statement
Replacement Card Fee  RM10.00
Reload Channels  Per Transaction Basis
FPX  RM0.70
CIMB ATM / CDM  RM1.00
CIMB Clicks  RM0.50
Finexus Cards' Reload Agent  RM2.00

3. What are the key terms and conditions of this product?

  • Applicants must be at least 18 years of age.
  • Full payment of Joining Fee is applicable;
  • Applicants must have a valid email address.
  • Applicants must provide a valid residential and mailing address in Malaysia (P.O. Box is not accepted).
  • Applicants must submit a valid copy of a government issued identification document (NRIC, Passport, etc.).
  • For non-Malaysians:
    a. Applicants must provide their valid residential address in their home country detailed only in alpha-numeric characters; and
    b. A copy of valid/recent Visa entry documents or proof of entry by the Malaysian Authorities;
  • Applicants must have a Malaysian mobile number to obtain the Card Account balance (via SMS);
  • No income requirement;
  • Funds must be preloaded into the Card prior to usage;
  • The maximum Card Account limit is RM10,000.00 at any one time.

4. What are the major risks?

It is very important to keep your card, card number, PIN or password from being misused or being used to commit fraud. In the event your Card is stolen or lost, you are required to notify us by calling us immediately to deactivate your Card Account instantly. For more safety and security tips, please visit our website.

5. What do I need to do if there are changes to my contact details?

Please download and complete the "Service Request Form" from our website then email/fax it back to us.
It is important that you inform us of any changes in your contact details to ensure that all correspondences reach you in a timely manner.

6. Where can I get further information?

If you have any enquiries, please contact us at:

  Address  FINEXUS Cards Sdn. Bhd.
 P.O. Box 11695, 50754 Kuala Lumpur
  Telephone  FINEXUS Cards Call Centre
 +603 8318 3100
  Fax number  +603 8318 0761
  Email  info@finexuscards.com
  Website  www.finexuscards.com

The information provided in this disclosure sheet is valid as at 21 Dec 2018.